Flexible Financing for Solar + Battery
One payment. No upfront costs. Real savings.
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$0 Down Options
Finance solar + battery together with $0 down options.
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2025 Tax Credit Deadline
We handle the credit. You get the savings.
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Honest Recommendations
Tailored Financing. Not one-size-fits-all.
Your Financing Options
| Option | How It Works | Best For |
|---|---|---|
| Cash | Pay upfront. Maximize long-term savings. | Homeowners looking to avoid interest. |
| Solar Loan | $0 down. Fixed monthly payments. Own your system. | Most homeowners who want tax credit access. |
| Lease (if applicable) | Low upfront cost. Pay monthly to use the system. | Renters or owners who don’t want ownership. |
⚠️ We recommend financing options based on your home, your budget, and your long-term goals.
What Happens to the 30% Tax Credit?
The federal solar tax credit is set to end on December 31, 2025 — and not all homeowners are eligible to claim it directly.
That’s why Viva Energy uses a tax credit transfer structure: we claim the credit on your behalf and apply the savings directly to your system cost — no waiting for next year’s refund.
Even if you don’t qualify or miss the deadline, you still get the value.
How Financing Works
Getting started is easier than you think.
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Tell us about your home.
We’ll run a quick solar savings estimate.
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Review your options.
We’ll walk you through loan or cash options and apply any eligible tax credit savings.
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Get approved & scheduled.
Once you’re approved, we’ll handle permitting and installation.
FAQs
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Yes — if you own the system, whether through cash or loan, you’re generally eligible. If you can’t claim it yourself, Viva Energy can apply the credit on your behalf and pass the savings to you upfront.
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You may still benefit. Viva Energy offers a credit transfer option — we claim the credit and apply the savings to your system cost upfront, so you don’t miss out.
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No — checking your options starts with a soft credit pull, which does not affect your score. A hard pull only happens if you choose to move forward.
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Yes. All of our loan options allow early payoff with no prepayment penalties.
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Most customers are pre-approved within 1–2 business days. From there, permitting and installation typically happen within 30–45 days.
Still have questions about solar financing?
Leave us your info and one of our solar specialists will reach out.